Need an appraisal for an FHA-backed mortgage? Call Keir's Appraisal ServicesThe FHA maintains of approved appraisers for each state - Keir's Appraisal Services is on the roster of approved appraisers for FL. If you have an FHA-secured mortgage, be sure to contact Keir's Appraisal Services, as we are approved and qualified to perform FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Keir's Appraisal Services if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-insured loan, it means it is secured by them. The FHA does not loan money to borrowers, rather, it provides lenders with safety by offering mortgage insurance in case the borrower does not pay his or her financial obligations. The FHA and their loan programs are formed to assist low-to-moderate income buyers help meet credit qualifications if they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lesser income or less starting money to use as a down-payment on a mortgage benefit the most from Federal Housing Administration loan programs. |